Access to dental care is a basic need, yet many people in Canada still go without it due to high costs. In 2025, the Canadian government has introduced new support through through expanded dental coverage that helps more people get the dental care they need.
According to the Canadian Academy of Health Sciences, more than one in five Canadians avoid seeing a dentist because of cost. Good oral health is closely connected to your overall health. Gum disease and untreated tooth decay can lead to serious conditions like heart problems, diabetes complications, and infections.
This guide will walk you through how the new Canadian Dental Coverage Program works, who it helps, what it covers, and how to apply.
What Is the Canadian Dental Coverage Program?
The Canadian Dental Coverage Program (CDCP) is a government-funded dental care plan that began rolling out in 2024. It’s meant for Canadians who don’t have private dental insurance and meet specific income requirements.
The program covers a wide range of dental services including preventive care, basic treatment, and in some cases, more advanced procedures. It’s a big step toward improving access to oral healthcare, especially for people who’ve struggled to afford it in the past.
The CDCP is being rolled out in stages, starting with seniors and gradually expanding to include children, people with disabilities, and eventually all eligible low- and middle-income families. Services are delivered through licensed dental professionals who choose to participate in the program.
Who Is Eligible for This Program?
To qualify for the CDCP, you need to meet several key conditions:
- You must not have private dental insurance through work, a spouse, or a private provider.
- You must have an adjusted family net income under $90,000 per year. If you earn under $70,000, you may receive full coverage.
- You must be a Canadian citizen or permanent resident.
- You’ll also need to file your taxes, as eligibility is checked based on your income tax return.
What Dental Services Are Covered?
The goal of the program is to make sure Canadians can receive necessary dental treatments—both for prevention and for problems that require medical attention. The types of dental insurance available through the CDCP include:
Preventive Services
- Routine exams and checkups
- Cleanings and polishing
- Fluoride treatments
- Dental sealants for children
Diagnostic Services
- X-rays
- Oral assessments
Restorative Services
- Fillings
- Crowns
- Root canals
Surgical and Emergency Services
- Tooth extractions
- Treatment for oral infections and injuries
- Emergency care for pain or dental trauma
Limited Orthodontic Coverage
- In some cases, orthodontic services may be available if the dental issue affects health and daily function.
Not all treatments are covered at 100%. Depending on your income level, you may still have to pay a small portion (called a co-payment). For example, families earning between $70,000–$89,999 may be responsible for up to 40% of the total cost.
What’s Not Covered Under the CDCP
- Teeth whitening, veneers, and other cosmetic procedures are not covered.
- Braces or aligners are only covered if they are medically necessary.
- Some services are limited based on your age or health condition.
- Not all treatments are fully paid for; check your co-payment rate.
Always ask your dentist if a procedure is covered before you start treatment.
How to Apply for Dental Insurance in 2025
If you believe you qualify for the CDCP, applying is simple and can usually be done online. Here’s what you need to do:
- Check your eligibility
Make sure you don’t have private dental insurance and that your household income meets the guidelines.
- Gather your documents
You’ll need your Social Insurance Number (SIN), proof of residency, and your income information (based on your most recent tax return).
- Apply through the government website
The federal government manages applications. If you need help, you can visit a local dental clinic or community center for support.
- Wait for approval and instructions
Once accepted, you’ll receive details in the mail. This will explain your co-payment (if any) and how to start using your dental insurance.
- Choose a participating dental clinic
Not all dentists are part of the program yet, so check with your dental provider or search the CDCP clinic directory to find a location near you.
Take the First Step Toward Better Dental Health
Dental coverage can protect your health and save you from costly problems later. The CDCP helps more families get the care they need without private insurance. If you qualify, don’t delay—apply and visit a participating clinic. Groot Dental supports this program and welcomes patients who are ready to care for their teeth with confidence and ease.
Groot Dental accepts patients under the CDCP, making quality care easier to access. Book your visit today and get the treatment you need—without worrying about high costs.
